The financial rigor of Wall Street applied to San Diego real estate.
In a market as competitive as San Diego's, who you choose to represent you matters. I offer a unique dual perspective: the local knowledge of a native combined with the strategic negotiation power of over a decade in the global financial markets.
Whether you are buying or selling, I don't just facilitate a transaction. I execute a strategy designed to maximize your equity. Financial discipline with a tireless dedication.
Clear market positioning and professional negotiation tactics drawn from high stakes finance. Data driven pricing that eliminates guesswork.
A data first perspective to identify value wherever you are looking. Financial analysis to help you navigate inventory cycles with total clarity and make a sound investment.
Bridging financial expertise and San Diego real estate. Transparency and honest advice. The kind of precision usually reserved for high level financial portfolios, applied to your home.
Ezra was extremely accommodating and eager to get results, pre listing and post listing. We received an offer within 2 days of posting over the asking price due to his efforts. He was on top of all issues that came along during escrow and worked very hard to address each one right away. Highly recommend and will use him in the future.
Read all reviews on Google →10-year Treasury
Live · 15m30-year fixed mortgage
Weekly · PMMSThe 92130 housing market does not follow the same rules as the broader San Diego region. The reason is the buyer pool, and it is leveraged to forces other neighborhoods are not.
Read the full analysisThe Carmel Valley school system works very differently from how most outside buyers assume. Understanding it correctly is one of the most expensive mistakes a relocating family can avoid.
Read the full analysisSan Diego inventory is not low because nobody wants to sell. Two specific financial mechanisms make selling extremely expensive for the people who own homes today.
Read the full analysisA sitting Fed Governor said last week that rate hikes are back on the table. Today's PCE, jobless claims, and new home sales data did not settle the debate. Here is what it means in dollar terms for buyers in 92130.
Read the full analysisTwo buyers, same home, same seller concession. Different decisions. The right one depends on how long you plan to stay and whether you believe the bond market.
Read the full analysisPulteGroup, Nvidia, and Span are testing AI compute nodes on new homes. What buyers and sellers in Carmel Valley, 4S Ranch, and Del Sur should be asking now.
Read the full analysisInventory is locked in place by rate lock and property tax lock. A 2021 rule change opened one of those doors, and most longtime homeowners don't know.
Read the full analysisListed at $849,000. Closed at $863,000 in three days with multiple offers. The pricing thesis and execution behind the sale.
Read the full analysis
I am a licensed realtor at Balboa Real Estate and a concurrent bond trader at LM Capital Group. Two careers I run in parallel, because together they create something neither produces alone.
Every morning begins at my Bloomberg Terminal, where I follow Treasury yields, credit spreads, equities, inflation trends, and the economic forces shaping mortgage rates and buyer demand. Long before any of it reaches the news cycle. That intelligence flows directly into every conversation I have with clients across San Diego.
For years, this kind of thinking was something I shared only with my closest circle. Friends, family, people who knew to call me before making a move. I was never just their agent. I was their edge. Now, for the first time, I am taking on clients beyond that circle.
I was born and raised in San Diego. I am raising my own family here. This market is not an assignment. It is home.
Affiliated with Balboa Real Estate #01971429
No automated responses. When you reach out, you hear from me directly.